PRIVACY POLICY


Regarding Collection and Use of Personal Information and OPT OUT Notification For Star Vision, Inc.

Last Updated May 20, 2012
Star Vision, Inc. ("LoveKarmaPsychics.com") values your trust and is committed to the responsible management, use and protection of personal information. This Privacy Policy describes how Lovekarmapsychics.com collects and uses the personal information you provide on our web site: LoveKarmaPsychics.com and explains our online information collection and use practices. It also explains the choices you can make about the way we use and share such information. Please take the time to read and understand this policy so that you can understand how we use your personal information.

Acceptance and Consent:
By accessing or using LoveKarmaPsychics.com or Star Vision, Inc., you agree, without limitation or qualification, to be bound by and comply with this Privacy Policy, including any other posted guidelines or rules applicable to any website where Star Vision, Inc. is found. Each time a user accesses this Site, this Privacy Policy should be reviewed because we reserves the right to change this Privacy Policy from time to time without prior notice. Your use of our Site constitutes your acceptance of the terms of this Privacy Policy. If you do not agree to be bound by this Privacy Policy, you are not permitted to access Love Karma Psychics or the Star Vision, Inc. and you should exit this site immediately.

FOR ENTERTAINMENT ONLY:
THIS SERVICE IS FOR ENTERTAINMENT PURPOSES ONLY. YOU MUST BE EIGHTEEN YEARS OF AGE OR OLDER TO USE THE PREMIUM AREAS OF THIS SERVICE. ALL CREDIT CARD PURCHASES MUST BE MADE BY THE CARD HOLDER. AT LOVE KARMA PSYCHICS WE WANT YOU TO ENJOY AND BENEFIT FROM YOUR READING. OUR PSYCHICS MAKE EVERY EFFORT TO PROVIDE YOU WITH HELPFUL ADVICE. HOWEVER, THIS INFORMATION SHOULD NOT BE USED IN PLACE OF ANY RECOMMENDATIONS BY MEDICAL, LEGAL, OR FINANCIAL PROFESSIONALS OR OTHER PROFESSIONAL COUNSELORS. IT IS YOUR RESPONSIBILITY TO EVALUATE ANY INFORMATION, OPINION, ADVICE OR OTHER CONTENT AVAILABLE THROUGH LOVE KARMA PSYCHICS.

Cookies:
We do not use Cookies or intrusive devices of any kind.

Web Beacons:
We do not use Web Beacons

The Information We Collect:
In order to best serve you on our home page, LoveKarmaPsychics.com, we request your first name, birthday, country and email, all necessary information so that we can give you the answer to your 2 Free Trial Love Horoscope Questions. At Love Karma Psychics you can do many things such as talk to a Love Karma Psychic, receive a Horoscope Reading, subscribe to a service (like our horoscopes), The types of personally identifiable information (i.e. information that can directly identify you or indicate where you might be contacted) that may be collected on these pages includes: name, address, age, date of birth, sex, e-mail address, telephone number, fax number, credit card information, and information about your interests in and use of various services. If you choose to make a purchase or sign up for a paid subscription service, we will ask for additional information, such as your credit card number and billing address.

We also may collect certain non-personally identifiable information (i.e. generic information that does not identify you personally) when you visit any of our web pages such as the type of browser you are using (e.g., Internet Explorer, Safari, Firefox), your IP address, the type of operating system you are using, (e.g., Windows or Mac) and the domain name of your Internet service provider.

How We Use the Information:
We will use the personal information you provide online for the purpose(s) you have submitted. Examples of using your personal information for the purpose(s) submitted include if you sign up for horoscopes, we will send an e-mail with your horoscope. In addition, we may send you an e-mail offering products or services which we think you may be interested in or to ask you to participate in a survey. If you want us to stop using the personal information you provided in these ways, you can choose to OPT OUT by contacting us at:

By Email:
support@lovekarmapsychics.com

By Airmail:
Star Vision, Inc.
6805 West Commercial Blvd #161
Tamarac, Florida 33319

Use of Anonymous Information:
We sometimes use the non-personally identifiable information that we collect to improve the design and content of our site and to enable us to personalize your Internet experience. We also may use this information in the aggregate to analyze how our site is used, as well as to offer you products, programs or services. We may also share aggregate information with others, including affiliated companies and non-affiliated companies.

How We Share Your Personal Information:
We will share your personal information with third parties only in the ways that are described in this Privacy Policy. We do not sell your personal information to third parties. We will not share the personal information you provide except:

(a) if it is for the purpose(s) you provided it; (b) with your consent; (c) as may be required by law or as we think necessary to protect our company or others from injury (for example, in response to a court order or subpoena, in response to a law enforcement agency request, when we believe that someone is causing (or about to cause) injury to or interference with the rights or property of another, or when we believe that someone has violated our Terms and Conditions); (d) with other persons or companies with whom we contract to carry out internal site operations or our business activities (for example, third party contractors - see below); and/or (e) notifying you when we make changes to one of our subscriber agreements or this policy.

As we continue to develop our business, we might sell or buy subsidiaries, or business units. In such transactions, customer information generally is one of the transferred business assets but remains subject to the promises made in any pre-existing Privacy Policy (unless, of course, the customer consents otherwise). The personal information you provide is considered a company asset and may be included among transferred assets if Star Vision Inc., any or all of its subsidiaries or affiliates, or any of their assets, is ever acquired by a third party.

Sharing with Service Providers:
Our operations and maintenance contractors sometimes have limited access to your personally identifiable information in the course of providing products or services to Star Vision, Inc., These contractors include vendors and suppliers that provide us with credit card processing, e-mail distribution technology, services, and/or content for the operation and maintenance of our Web site. Access to your personally identifiable information by these contractors is limited to the information reasonably necessary for the contractor to perform its limited function for Star Vision, Inc. We also contractually require that our operations and maintenance contractors 1) protect the privacy of your personally identifiable information consistent with this Privacy Policy, and 2) not use or disclose your personally identifiable information for any purpose other than providing us with products and services as required by law.

Our Psychics/Your Privacy:
Note that our psychics are independent contractors and not employed directly by Star Vision, Inc. We contractually require that our psychics protect the privacy of your personal information consistent with this Privacy Policy and not use or disclose your personal information for any purpose other than providing you with the services you request through the Web site or by phone. You should also take care to protect your personal information and privacy.

How You Can Correct Your Personal Information:
If your personal information changes, or if you no longer desire our service, you may correct, update, amend, or remove it by emailing our Customer Support below. We will respond to your request within 15 days. To protect your privacy and security, we may take reasonable steps to help verify your identity before granting access or making changes.

By Email:
support@lovekarmapsychics.com

By Airmail:
Star Vision, Inc.
6805 West Commercial Blvd #161
Tamarac, Florida 33319

Controlling Unsolicited E-mail ("Spam") OPT-OUT:
Star Vision, Inc. is concerned about controlling unsolicited commercial e-mail, or "spam." Star Vision, Inc has a strict Anti-Spam Policy prohibiting the use of any e-mail account to send spam. Star Vision, Inc will not sell, lease or rent its e-mail subscriber lists to third parties. While we continues to actively review and implement new technology, such as expanded filtering features, there is no technology that will totally prevent the sending and receiving of unsolicited e-mail. Using junk e-mail tools and being cautious about the sharing of your e-mail address while online will help reduce the amount of unsolicited e-mail you receive. If for any reason you wish to be removed from our mailing list simply OPT OUT by contacting us at:

By Email:
support@lovekarmapsychics.com

By Airmail:
Star Vision, Inc.
6805 West Commercial Blvd #161
Tamarac, Florida 33319

Display of Advertising (Opt-Out):
Many of our online services are supported by advertising. If you wish to subscribe to our newsletters or other periodic emails such as daily horoscopes, we will use your name and email address to send the emails to you. Out of respect for your privacy, you may choose to stop receiving our newsletter or marketing emails. You may OPT OUT of receiving targeted ads or all email communication by contacting us at:

By Email:
support@lovekarmapsychics.com

By Airmail:
Star Vision, Inc.
6805 West Commercial Blvd #161
Tamarac, Florida 33319

Retain Information:
If you wish to subscribe to our newsletters or other periodic emails such as daily horoscopes, we will use your name and we will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Information Security:
Paypal is committed to handling your customer information with high standards of information security. No method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, we cannot guarantee its absolute security. Therefore, Quick Collect Western Union is an option.

How do we protect your information?:
We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information. We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to keep the information confidential. After a transaction, your private information will not be kept on file for more than 30 days but can be kept longer if requested by the customer.

Clickstream Data:
As you use the Internet, a trail of electronic information is left at each web site you visit. This information, which is sometimes referred to as "clickstream data," can be collected and stored by a web site's server. Clickstream data can tell us the type of computer and browsing software you use and the address of the web site from which you linked to LoveKarmaPsychics.com We may use clickstream data as a form of non-personally identifiable information to anonymously determine how much time visitors spend on each page of LoveKarmaPsychics.com, how visitors navigate throughout the site and how we may tailor our web pages to better meet the needs of visitors. This information will only be used to improve our site. Any collection or use of clickstream data will be anonymous and aggregate.

Children's Online Privacy Protection Act Compliance:
We are in compliance with the requirements of COPPA (Children's Online Privacy Protection Act), we do not collect any information nor give service to anyone under 18 years of age. Our website, products and services are all directed to people who are at least 18 years old or older. If the Centre learns that a child under the age of thirteen has submitted personally identifiable information online, in contravention of these measures, it will take all reasonable measures to delete such information from its databases and to not use such information for any purpose (except where necessary to protect the safety of the child or others as required by law). A parent who suspects a child has gained access to our services should contact us at:

By Email:
support@lovekarmapsychics.com

By Airmail:
Star Vision, Inc.
6805 West Commercial Blvd #161
Tamarac, Florida 33319

Accessing and Updating your Personal Information:
Your personal information is always accessible and if the information needs to be corrected, updated, or deleted we will help make the necessary changes by contacting us at:

By Email:
support@lovekarmapsychics.com

By Airmail:
Star Vision, Inc.
6805 West Commercial Blvd #161
Tamarac, Florida 33319

Material Changes:
Our business needs may change from time to time and we reserve the right to make changes to our Privacy Policy. Unless stated otherwise, our current Privacy Policy applies to all information that we have about you and your account. We will not materially change our policies and practices to make them less protective of customer information collected in the past without the consent of affected customers. If intended uses differ from this Policy, we will seek to obtain your consent at the place where the information is collected either by an "opt-in" or "opt-out" method, or by other means (such as sending to you an Email).

Enforcement of This Privacy Statement:
If you have questions or concerns regarding the enforcement of this statement, you should contact us immediately at:

By Email:
support@lovekarmapsychics.com

By Airmail:
Star Vision, Inc.
6805 West Commercial Blvd #161
Tamarac, Florida 33319

California Resident Privacy Rights:
Star Vision, Inc. may collect various types of personal information about you, both online and offline, during the course of our business relationship. Under California law, if you were a resident of California, while using our service, you may make a written request to Star Vision, Inc., Inc. for information about how we have shared your personal information with third parties for their direct marketing purposes during the prior calendar year, as well as a list of types of information shared. In regards to this California Privacy Rights notice, third parties may include companies affiliated with our company, such as those companies we own, that own us, or under the same control with us. Legally, a business is not required to provide the above described lists if the business adopts and discloses to the public (in its Privacy Policy) a policy of not disclosing customer personal information to third parties for their direct marketing purposes, unless the customer agrees to the disclosure, as long as the business maintains and discloses this policy. Instead, the business may comply with the law by notifying the customer of the right to prevent disclosure of personal information and by providing a cost free way to exercise that right. As stated in our Privacy Policy, we do not share information with third parties for their direct marketing purposes unless you as a customer agree to such a disclosure. If you do ask us to share your information with a third party for its marketing purposes, we will only share information in connection with that specific promotion, as we do not share information with any third party on a continual basis. To prevent disclosure of your personal information for use in direct marketing by a third party, do not opt in to such use when you provide personally identifiable information on our site. Whenever you opt in to receive future communications from a third party, your information will be subject to the third party's privacy policy. If you later decide that you do not want that third party to use your information, you will need to contact the third party directly, as we have no control over how a third party uses your information. You should always review the privacy policy of any party that collects your information to determine how that entity will handle your information. California customers may request further information about our compliance with this law by emailing support@lovekarmapsychics.com. Please be aware that we are only required to respond to one request per customer each year, and we are not required to respond to requests made by means other than through this Email address.

How to be added or removed from our lists:
OPT-OUT If you would like to be removed from Love Karma Psychics marketing communications lists, please provide us with the contact information required via any of the methods listed below so that we can promptly and accurately process your request. (In cases where we lack the necessary information, we will make our best efforts to comply with your request.)

If you have any questions or concerns about this privacy policy or want to be removed, OPT-OUT, you may contact us at:

By Email:
support@lovekarmapsychics.com

By Airmail:
Star Vision, Inc.
6805 West Commercial Blvd #161
Tamarac, Florida 33319